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Product Information
Other Plans Future Generali POS Term with Return of Premium
Synopsis:
fjrigjwwe9r3SDPrivInsuProd:Synopsis
Lump sum Death Benefit
Select your own Policy Term and Premium Payment Term
Assured return of premium
Tax benefits
Lower premium rates for female lives

Benefits:

fjrigjwwe9r3SDPrivInsuProd:Benefits
  • Death Benefit
  • In case of unfortunate demise of Life Assured, during the Policy Term, the nominee shall receive Death Sum Assured, except for non-accidental death during first 90 days of the policy.
    In case of death due to accident, no waiting period shall apply and Death Sum.
    Assured shall be payable.
  • Maturity Benefit:
  • If you have paid all your due premiums, you will receive a Maturity Benefit on survival, at the end of the Policy Term. You will receive Guaranteed Maturity Sum Assured which is equal to 100% of total premiums payable (excluding taxes, modal loading and extra underwriting premium, if any) under the policy.
Eligibility:
fjrigjwwe9r3SDPrivInsuProd:Eligibility

Parameter

Criterion

Entry Age (as on last Birthday)

18 years - 50 years

Maturity Age

28 years - 65 years

Policy Term

10 year - 35 years

Premium Payment Term

10 years - 15 years

Sum Assured

Minimum - 2,00,000 Maximum - 10,00,000 (Sum Assured shall be in multiples of 50,000 only)

Premium Payment Frequency

Yearly, Half Yearly, Quarterly & Monthly

Premium amount

Minimum Premium: 3,000# annually 
 2,000# half-yearly
 1,000# quarterly
 500# monthly
Maximum Premium: 52,150#

Premium rates for female lives

An age setback of two years shall be applied to female lives for calculation of the premium rates. 
For females lives aged 18 & 19 years, premium rates of 18 years male shall apply.