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Product Information
Other Plans Future Generali Flexi Online Term Plan
Synopsis:
fjrigjwwe9r3SDPrivInsuProd:Synopsis
A. Basic Cover : Offers a lump sum payout on your death
B. Income Protection : Offers a monthly income on your death till such time you would have turned 60 or for 10 years whichever is higher.

Benefits:

fjrigjwwe9r3SDPrivInsuProd:Benefits
  • Longer Protection:
  • Provides life cover up to the age of 75 years
    Lower Premium Rates For Women
  • High Sum Assured Discount
  • Discount in premium rate in case you opt for a Higher Sum Assured
    Tax Benefits
  • Free Look period: 
  • In case you disagree with any of the terms and conditions of the policy, you can return the policy to the company within 15 days
  • Grace Period:
  • You get a grace period of 30 days if you have opted for annual premium payment or 15 days if you have opted for monthly premium payment from the premium due date to pay your missed premium.
  • Tax Benefits
  • The Premium(s) paid by you are eligible for tax benefits as may be available under the provisions of Section(s) 80C, 80 CCC (1), 80D, 10(10D) as applicable.
Eligibility:
fjrigjwwe9r3SDPrivInsuProd:Eligibility

Parameter

Criterion

Basic Life Cover

Income Protection

Entry Age (as on last birthday)

18 - 55 years

25 - 55 years

Maturity Age

Minimum:    

28 years

Minimum:

45 years

Maximum:

Smoker: 65 years                        
Non – Smoker: 75 years

Maximum:

65 years

Policy Term

Minimum:

10 years

Minimum:

10 years  (subject to minimum maturity age of 45 years)

Maximum:

Smoker: 65 years minus Entry Age
Non-smoker:   75 years minus Entry Age

Maximum:

65 years minus Entry Age

Sum Assured

                                                                                                

Plan Option

Minimum

Maximum

Basic Life Cover

Rs. 50,00,000

No Limit

 

 

Age at Entry

Minimum Monthly Amount

Maximum Monthly Amount

Fixed Income Protection

25-43

Rs.25,000

No Limit

44-48

Rs.35,000

49-55

Rs.42,000

Increasing Income Protection

25-48

Rs.25,000

49-55

Rs.30,000

 

Premium Payment Term

Equal to the Policy Term for all options

Premium Payment Frequency

Annual and Monthly