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Product Information
Wealth Plans Future Generali Bima Advantage Plus
Synopsis:
fjrigjwwe9r3SDPrivInsuProd:Synopsis
This plan offers a combination of protection and investment to fulfill your medium to long-term financial goals.

Benefits:

fjrigjwwe9r3SDPrivInsuProd:Benefits
  • Maturity Benefits:
  • The Fund Value (market value of the investment) as on the date of maturity is paid.
  • Death Benefits:
  • In case of an unfortunate demise of the Life Assured during the Policy Term while the policy is in force, the nominee receives the higher of:
    Sum Assured less Deductible Partial Withdrawal*, if any or Fund Value or 105% of the basic premiums paid till date of death
Eligibility:
fjrigjwwe9r3SDPrivInsuProd:Eligibility

Age at Entry(as on last birthday)

7 to 65 years

Age at Maturity (as on last birthday)

18 to 75 years

Policy Term

10 to 30 years

Premium Paying Term

Same as Policy Term

Sum Assured

Minimum Sum Assured

· Age < 45 years: Maximum (10, 0.5 x Policy Term) x Annual Premium

· Age >= 45 years: Maximum (7, 0.25 x Policy Term) x Annual Premium


Maximum Sum Assured(as a multiple of Annual Premium)

Age

Maximum Multiple

7 to 44 years

25

45 to 54 years

15

55 to 65 years

Same as Minimum-
Sum Assured

 

Annual Premium

Minimum:20,000/-
Maximum: No limit, subject to underwriting

Premium Payment Mode

Yearly, Half Yearly, Quarterly and Monthly