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Product Information
Saving And Investment Plans Future Generali New Saral Anand
Synopsis:
fjrigjwwe9r3SDPrivInsuProd:Synopsis
A policy which gives maturity benefit with extended life cover, dearth Benefit and Tax benefit

Benefits:

fjrigjwwe9r3SDPrivInsuProd:Benefits
  • Lump Sum Payout:
  • 100% of sum assured + Compounded Reversionary bonuses1 (if any) + Terminal Bonus2 (if any) at end of the Policy Term
  • Extended Cover Benefit:
  • 100% of Sum Assured on turning 100 years or 100% of Sum Assured paid to Nominee in case of death before 100 years
  • Maturity Benefit:
  • Death Benefit during the Policy Term:
  • The Death Benefit payable shall be higher of:
    105% of all the premiums paid as on date of death; or
    Death Sum Assured + Accrued Compounded Reversionary Bonuses (if any) plus Terminal Bonus (if any)
  • Death Sum Assured is defined as Higher of:
  • Sum Assured, 10 times Annualized Premium, Maturity Sum Assured, which is equal to sum assured Absolute amount payable on death (which is equal to Sum Assured)
Eligibility:
fjrigjwwe9r3SDPrivInsuProd:Eligibility

Parameter

Criterion

Entry Age (as on last Birthday)

3 years – 50 years

Maturity Age (as on last Birthday)

18 years - 70 years

Policy Term

15 to 20 years

Premium Payment Term

Equal to Policy Term (Regular Premium Payment)

Sum Assured

Minimum – 1,00,000
Maximum – No Limit

Premium Payment Frequency

Annual

Premium amount

Minimum Premium- 8,000 subject to Minimum SA of 1,00,000
Maximum Premium- No Limit