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Product Information
Wealth Plans MetLife Whole Life Wealth Plan
Synopsis:
fjrigjwwe9r3SDPrivInsuProd:Synopsis
A whole life protection and savings oriented unit linked insurance plan - which offers life insurance cover to protect your family in case of your unfortunate demise and provides you with tailor-made solutions to achieve your goals, including an option where wealth creation doesn’t take a back seat even during critical illness.

Features:

fjrigjwwe9r3SDPrivInsuProd:Features
  • Whole Life Cover
  • Uninterrupted savings for your goals
  • Personalised wealth plan
  • Get rewarded with fund boosters

Benefits:

fjrigjwwe9r3SDPrivInsuProd:Benefits
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  • Pay for a limited period, while life cover continues till the age of 99 years
  • Protect your family  for whole of life 
  • Safeguard your goals through ‘Care Benefit’
  • Create a personalized wealth plan with your choice of portfolio strategies
  • Get rewarded with fund boosters
Eligibility:
fjrigjwwe9r3SDPrivInsuProd:Eligibility
Product specification Minimum Maximum
Age at entry (Years) Wealth Option: 0 (30 days)^  Wealth + Care Option: 18 65
Maturity age(Years) 99 99
Policy term (Years) 99 – age at entry 99 – age at entry
Premium Paying Term (PPT) (Years) For age < 45 : 10
For age >= 45 : 8
Wealth Option: 25 Wealth + Care Option: 25, Subject to age of life assured not exceeding 75 years at the end of PPT
Sum assured cover multiple^^ For age < 45 : 0.5 * (70 - age at entry), subject to a minimum of 10
For age >= 45 : 0.25 * (70 - age at entry), subject to a minimum of 7
Age SA multiple
0 to10  40
11 to 20 35
21 to 30  30
31 to 40 25
41 to 50 20
51 to 55 15
56 to 60 10
61 to 65  7
^^Sum Assured = Sum assured multiple * Annualized premium  ^In case the life assured is a minor, risk cover starts immediately at inception of the policy.