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Product Information
Wealth Plans IndiaFirst Smart Save Plan
This plan combines the benefits of both an insurance cover as well as a wealth builder. Depending on your risk appetite, it uses market-linked investments to help you save systematically and build your wealth portfolio.


  • Build your savings systematically, through investments in various funds
  • Life cover in case of the life assured's untimely death
  • Invest in 4 funds across different asset classes, where you choose the proportion of your investment based on your risk appetite
  • Optimise investments by ‘switching' or ‘redirecting your premium' from one fund to another
  • Protect your savings by transferring your investments into a liquid fund over the last 3 years of the plan
  • Get easy access to your money through partial withdrawals
  • Avail tax benefits under Section 80 C and Section 10 (10D) as per prevailing Income Tax Laws
Minimum age at entry : 5 years
Maximum age at entry : 65 years
Maximum age at the end : 75 years
Premiums : monthly, half-yearly, and yearly
Regular premium can be paid through : 10, 15, 20, and 25 years for equivalent plan term
For Single premium plan term  : 5, 10, 15, 20 years