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Product Information
Retirement Plans HDFC Life Pension Guaranteed Plan
Synopsis:
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A smart way to ensure a regular income stream post retirement is buying an Annuity plan.HDFC Life Pension Guaranteed Plan is a single premium annuity product which provides a regular guaranteed income for lifetime.

Features:

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  • Wide range of annuity options to cater to your needs
  • Option to take the plan on a Single or Joint Life basis
  • Option to receive immediate or deferred annuity
  • Option to receive annuity monthly, quarterly, half-yearly or yearly
  • Option of Return of Purchase Price on death
  • Options for banks/financial institutions to purchase immediate annuities in respect of annuity payments for their commitments to the homeowners under the reverse mortgage schemes
  • Choice of increasing your Annuity Payouts through Top Up option

Benefits:

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  • Immediate Life Annuity Option:
    This option is available on both single life and joint life basis.
  • Immediate Life Annuity with Return of Purchase Price Option:
    This option is available on both single life and joint life basis.
  • Deferred Life Annuity with Return of Purchase Price Option
  • Death Benefit:
    The Death Benefit will vary depending on the annuity option selected by the policy holder. 
Eligibility:
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Parameters Minimum Maximum
Immediate Life Annuity 30 Years 85 years
Immediate Life Annuity with Return of Purchase Price 30 Years 85 years
Deferred Life Annuity with Return of Purchase Price 45 years 85 years