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Non Life Insurance - What are the categories of vehicles that are covered by a Motor Insurance Policy?
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vehicles are divided into three classes:

  • Private cars:
    This category comprises of cars, including station wagons, used for social, domestic, business or professional purposes (excluding those used for the carriage of goods other than samples).
  • Motor Cycles:
    This includes motorcycles with or without sidecars, pedal cycles, mechanically assisted pedal cycles and motor scooters with or without sidecars.
  • Commercial Vehicles:
    All vehicles excluding private cars, motor cycles and vehicles running on rails come under this category.