Today insurance has reached to an impressive mark that there is a policy available for virtually everything. You name it and you have it. Be it wedding, pet, home or anything. Recently, a family in Kerala got a tomb insured? Isn't it inspiring? You might have taken life insurance for yourself and for your near and dear ones. But have you thought that insuring the aforementioned events are important in their own respective ways? You might be surprised to know the number of insurance policies available today, which covers almost all kinds of risks. Insurance today ranges from life to non-life which includes cattle, marine, fire insurance, camel insurance and many more. Take a look at some of the polices jotted below.

Wedding Insurance: wedding in our country is an extravagant affair. The cost runs into lakhs and even in crores. What if something undesirable had to happen? How well prepared are you financially if something goes wrong? When you have spent a fairly good amount on making the wedding a memorable one, how about shelling out a few more thousands to protect the event completely from unforeseen events? With wedding insurance, you can breathe easy and enjoy the nuptial ceremony to the fullest.

It is a very new concept in India though it is quite established overseas to the extent that very few weddings go uninsured. Among the private insurers, Bajaj Allianz offers wedding insurance policy. Even the state owned insurer, New India Assurance, offers this policy but is covered under 'Event Insurance'.

Pet Insurance: if you are fond of animals and own a pet, I am sure you would do anything to keep them protected. With pet insurance, you need not worry about spending huge amounts for the surgery or medications. Pet insurance offers protection against unforeseen emergencies. Again like wedding, pet insurance is a new concept in India. It is quite famous and one of the policies that is widely purchased in Europe. In India, it is only Bajaj Allianz that offers insurance policies for pets. It covers illness or accident and permanent total disability, which result in death. Oriental Insurance offers a range of animal insurance products like camel insurance, pig insurance, etc.

If you have a pet, don't forget to insure them.

Keyman Insurance: a 'Keyman policy' is offered to the individual who directly affects the profitability and the continuity of a business and whose absence may have as an adverse effect on the health and continuity of the business. Keyman insurance is a life insurance policy taken by the company on the life of the most important person in the firm whose absence from the firm would make a substantial difference. The Life Insurance Corporation of India offers this policy. SBI and ICICI Prudential also offer such plans, which is ideally suited for the purpose of Keyman insurance.

Education loan borrower: education is a continuous process. Getting quality education is an expensive bargain these days. If you are running short of money, loan for pursuing further studies can be considered. The number of students opting for educational loans has been on the rise in recent years. Insurance cover for the money taken up as loan is also equally essential now. SBI Life's Edu Shield is one such plan that secures the individual from the financial obligations under the loan.

Terrorism Cover: in India, insurance companies provide terrorism coverage only upto Rs 200 crore at any one location from the Market Terrorism Pool as per Terrorism Pool rules. In case the client intends to opt for insurance coverage that goes beyond Rs 200 crore, he/she would need to avail of 'Stand Alone Terrorism Coverage policy', which is presently offered by New India Assurance.

Mobile insurance:The last few years has seen a rapid increase in the number of mobile buyers. Looking at the speedy increase of mobile shoppers, insurance companies have begun to offer mobile insurance policies. One such example is Oriental Insurance Co. This policy offered is a comprehensive cover that protects Mobile Cellular Phones and Pagers against a variety of risks. Volume discount is available if more than 25 instruments are insured. The risks that are covered are against the risk of fire, theft, terrorist activities, riots and strikes. The policy can be extended to cover the misuse of the instrument.

Film Insurance: if insurance policies are meted out to so many realms then could films not be insured. Well the answer is a definite 'yes'. United India offers film insurance and till date it has insured over 40 films. The concept is gaining popularity and more and more directors are opting for it. Among the private insurers, it is Bajaj Allianz again that offers this policy. Films like Devdas, Bunty aur Babli, Swades, etc. were insured. Not only films, these days even TV soaps are getting insured. One such example is 'Nach Baliye' which is telecasted on 'Star One' channel. Bajaj Allianz extended the insurance coverage.

Home Insurance: most general insurance companies offer home insurance policies. A home is much more that just brick walls. By insuring your home, you are insuring it against disasters, theft, fire and other allied perils. Don't you want it protect your house from the mishaps, it was in your reach. Sure you would. Insurers like Oriental insurance, New India Assurance offer householder's Insurance policy.

Event Insurance: this is drafted to provide insurance cover to prominent events like cricket matches, product launch, etc.

Isn't it amazing to have so many insurance products around us? If you still haven't made up your mind you can do so right now. Life insurance means only a small amount of premium that needs to be paid on a regular basis but in return it offers you an unmatched security cover that's just incomparable. With Insurance, you set your financial troubles free.