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Life Insurance - Who should sign the Form of Discharge in case of LIC policies?
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The Form of Discharge (Form 3801) should be signed by:

  • The nominee in case a nomination exists in the policy or
  • The assignee if the policy was conditionally or absolutely assigned or
  • The holder(s) of legal representation obtained if the policy was neither nominated nor assigned or
  • All Class 1 heirs of the deceased policyholder according to the relevant personal law applicable if LIC' s Divisional office has waived proof of title.