
Highlight:
| Title | Description | 
|---|---|
| Room Rent Limit | No Limit | 
| ICU Daily Rent Limit | No Limit | 
| Pre-Hospitalization Expenses | 60 Days | 
| Post Hospitalization Expenses | 90 Days | 
| Minimum Hospitalization Period | 24 Hrs | 
| Day Care Procedure Coverage | 150 procedures covered. | 
| Additional Cover for Critical Illness | Optional | 
| Automatic Restoration of Sum Insured | 100% of SI | 
| Pre-Existing Disease / Illness coverage | After 2 years. | 
| Waiting Period for New Policy | 30 Days | 
| Co-Payment | 20% for above 65 yrs | 
| Medical Screening | No medical tests will be required for insurance cover below the age of 46 years and upto sum insured of ?10 Lakhs | 
| Free Health Checkup | On renewal : One coupon per individual policy and two coupons per | 
| Ambulance Expenses | 1% of SI, max. upto Rs.5000 | 
| Non-Allopathic Treatments | Covered | 
| Daily Hospitalization Allowance | By paying extra premium, Allowance of ` 1,000/ ` 3,000 per day (as per the plan opted Silver/Gold) | 
| Donor Expenses | Hospitalisation expenses, as incurred by the organ donor for undergoing organ transplant surgery for insured's use, are covered up to sum insured | 
| Nursing Allowance | Yes | 
| No Claim Bonus | 10%, upto max.50% |