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FAQs
Non Life Insurance
Sr. No. Topic
1. What is the scope of cover under Boiler Explosion insurance? New Information New Information
2. What is the replacement value under Boiler Explosion insurance policy ? New Information New Information
3. When are the warranties applicable under the Boiler Explosion insurance policy? New Information New Information
4. Can railway authorities, air carriers and sea carriers be covered under the Carrier's Legal Liability policy? New Information New Information
5. Which legal liability of the transport contractor is covered under the Carriers Legal Liability insurance policy? New Information New Information
6. What kind of civil engineering projects can be covered under the Contractor's All Risk insurance policy? New Information New Information
7. How is the sum insured calculated under the Contractor's All Risk insurance policy? New Information New Information
8. What are the warranties under the deterioration of stock policy? New Information New Information
9. What happens if a policy is not renewed in time? New Information New Information
10. Is it essential to carry vehicular documents when the vehicle is in use? New Information New Information
11. What is the significance of vehicular documents in motor insurance claims? New Information New Information
12. What should you do in case of a road accident? New Information New Information
13. Is there any age limit of vehicles for consideration of acceptance for comprehensive insurance cover? New Information New Information
14. What should be done on receipt of a court notice from a third party claimant? New Information New Information
15. Can motor dealers and traders take motor insurance policy for the vehicles in their showroom? New Information New Information
16. What happens if a vehicle flees after injuring a third party and its identification cannot be traced? New Information New Information
17. What is a Public Service Vehicle? New Information New Information
18. Who is a Third Party? New Information New Information
19. Do I need business insurance? New Information New Information
20. How can organisations be protected by the errors and omissions policy for computer software? New Information New Information
21. Under which circumstances, can the errors and omissions policy for computer software be extended? New Information New Information
22. Who is entitled to the Stockbrokers insurance policy? New Information New Information
23. What is the limit of indemnity under the Stockbrokers insurance policy? New Information New Information
24. What is Liability insurance? New Information New Information
25. Who is entitled to Product Liability insurance? New Information New Information
26. What cover is available under Money insurance? New Information New Information
27. What is the minimum sum insured under the Industrial All Risks insurance policy? New Information New Information
28. Who can be issued a Burglary Insurance on first loss basis policy? New Information New Information
29. How is the premium calculated under the Contractor's All Risk insurance policy if the period of insurance exceeds 12 months? New Information New Information
30. Which legal liabilities of couriers are covered under the Courier's Legal Liability policy? New Information New Information
31. Which factors are considered for arriving at the sum insured under the Erection All Risk insurance policy? New Information New Information
32. Can extra charges like overtime, night work, work on holidays be covered under the Erection All Risk insurance policy? New Information New Information
33. Can motor policies be issued for a longer term than a year? New Information New Information
34. Can motor vehicles be insured against fire and theft risks only? New Information New Information
35. Does a third party claim affect the bonus/ malus rate under the comprehensive motor insurance policy? New Information New Information
36. Are accessories and extra fittings of the vehicle covered under the comprehensive motor insurance policy? New Information New Information
37. What happens if at any point of time there are in existence two policies for insurance of a vehicle? New Information New Information
38. What happens if there is a dispute regarding claim settlement between the insured and the insurer? New Information New Information
39. What can be covered under Neon Sign insurance? New Information New Information
40. What is the extent of liability under an Overseas Mediclaim policy? New Information New Information
41. What is the procedure to be followed to apply for cover under an Overseas Mediclaim policy? New Information New Information
42. Is motor car insurance compulsory in India? New Information New Information
43. What type of policies are available for motor vehicles? New Information New Information
44. What is the difference between these two policies? New Information New Information
45. Whether the insurance premiums are same or different amongst four Indian companies? New Information New Information
46. For what value is the car to be insured - depreciated value or reinstatement value? New Information New Information
47. What are the categories of vehicles that are covered by a Motor Insurance Policy? New Information New Information
48. What are the different types of covers that are granted under Motor Insurance? New Information New Information
49. What briefly is the risk covered under the Own Damage Policy? New Information New Information
50. What are the risks covered under third party policy? New Information New Information
51. What extension of cover can be obtained with regard to private car? New Information New Information
52. How is the premium charged under motor insurance? New Information New Information
53. What are the circumstances under which discounts are offered in premium ? New Information New Information
54. What is the significance of a certificate of Insurance? New Information New Information
55. What is expected of the insured in the event of an accident involving damage to the vehicle and/or injury to third party ? New Information New Information
56. Can Motor Insurance Policies be taken for a shorter term than the normal period of one year? New Information New Information
57. What compensation is provided under the Individual Personal Accident Policy? New Information New Information
58. Which discounts are available under the Group scheme for the Personal Accident Policy? New Information New Information
59. What are the different benefits that can be claimed under the Mediclaim insurance policy in event of hospitalisation? New Information New Information
60. Who is entitled to an Overseas Mediclaim policy? New Information New Information
61. What are the criteria for deciding on the best health cover? New Information New Information
62. Who should the policyholder contact in the event of claim under Overseas Mediclaim Policy ? New Information New Information